Quest Consultants

A Consortium of Professionals Ready to Help Solve Varied Problems!

Credit Support

The emphasis that is placed on credit and credit scores now makes it imperative that all available remedial action be taken to enhance the records held by the major credit repositories. The differences in the number of mortgage programs available, the amount of documentation and the amount of equity or down payment required to obtain reasonable interest rates is in direct proportion the quality of a person's credit.

We have the knowledge and tools to effect these changes and the time it takes to do so is less than was required in the past. While we are not credit consultants, we offer credit information to grow, correct and improve credit grades in connection with our lending activities. From several types of computer credit analysis to our association with experienced credit information providers, the changes that can be attained can sometimes have remarkable results in terms of the quality of loan that can be achieved.

CREDIT TIP: AnnualCreditReport.com is the ONLY website which provides free (once per year) access to your credit report from all 3 major credit bureaus. Dispite their attractive jingles, all other sites that only sound like this one will have hidden fees ranging from about $15 per month and up. There is a link to this website at the bottom of this page.

CREDIT TIP: Credit-Aid Software, from "The Credit Doctor" is a highly recommended tool to help you retrieve and improve your credit rating, as well as track all of your efforts to do so. While much credit repair information is available for free online, having all of this information from one source, and the letter-writing and record-keeping abilities of Credi-Aid make the program well worth the cost of about $40 to $50.

You do not need to spend a lot of money to improve your credit. With our help, and Credit-Aid, you can often achieve significant results by doing most of the "legwork" yourself. The Federal Trade Commission agrees that you can do most credit correction by yourself. (It just takes some knowledge how to proceed!)

We Recommend Credit-Aid Software - Click here for a free demo download & more details

CREDIT TIP: Paying only the minimum payments on your credit debt can mean many years of payments. Click on the following calculator to figure out how long it will tale for minimum payments to pay off credit debt and how much interest it will cost you . Remember, too, that paying off debt more quickly is equivalent to a tax-free, often high-yield investment. Click on the following link to find out what kind of return you can get by paying more than the minimum payment on credit debt.

CREDIT TIP: Go to our LENDING PAGE to find out about several techniques to pay off your mortgage early and Save Thousands of Dollars in Interest Charges.

HELP WITH CREDIT SCORE IMPROVEMENT: If you prefer to have help in disputing credit report errors and increasing your credit score, we can help you for a reasonable fee. Contact Us.

HELP WITH LOAN MODIFICATION AND UNSECURED DEBT REDUCTION NEGOTIATIONS: If you need an advocate to help you negotiate a loan modification or help in negotiating a reduction of your unsecured credit debt... Contact Us. We have programs available for you with no upfront fees and guaranteed results, or you pay nothing.